Telford RankedIndependent rankings of local services in Telford
Assessment · mortgage brokers round mortgage-brokers-2026-09

OSL Financial Services review

Ranked 4 of 10 in Mortgage brokers in Telford

Best for: directly authorised broker for complex cases

Active

Trading as OSL Financial Services Ltd · James House, Newport Road, Albrighton, Telford, Shropshire, WV7 3FA · Service area: Telford, Albrighton, Wolverhampton

OSL Financial Services in short

OSL Financial Services is an Albrighton and Telford broker built for awkward cases: self-employed income, commercial borrowing, bridging and holiday lets sit beside standard purchases, with protection and wills alongside. The firm states direct authorisation from the regulator with its reference printed on its own site, and the company record is live and checkable. Lender commission is described as disclosed on the offer, with a free opening consultation.

Reviews run high on two sources: just under five stars on Google across a solid set of ratings form the headline, with an independent review platform saying the same. Our verdict rates OSL Financial Services the complex-case pick of this round. It counts against the firm that no fixed advice fee is published and the contact page shows two different phone numbers.

OSL Financial Services reviews and ratings on other sites

Every public rating we hold for OSL Financial Services, with the source, scale, count and the date we read it. These are customers' ratings, not ours.
SourceRatingReviewsRead on
Google4.9 out of 535
Trustindex4.9 out of 536

Our verdict

Our judgement: OSL suits you if you want a directly authorised broker for an awkward case such as self-employed income, commercial borrowing or bridging. The authorisation reference is on the site and the review scores run high. It counts against it that no fixed advice fee is published and the contact page carries two different phone numbers.

Score summary

Scored on the home trades rubric v2.0. Insufficient evidence takes the neutral value and is not shown as a low mark.

Composite score
66.5 / 100

Customer evidence C1 · weight 30%

70

Google 4.9 out of 5 from 35 reviews; Trustindex 4.9 out of 5 from 36 reviews [5] [6].

Qualifications and accreditations C2 · weight 25%

70

Financial Conduct Authority membership is listed on the business's own website [1] [2].

First-hand responsiveness C3 · weight 15%

Insufficient evidence

Insufficient evidence

Trading history C4 · weight 10%

80

On the Companies House record since 2008 [3] [4].

Insurance and safeguards C5 · weight 10%

Insufficient evidence

Insufficient evidence

Pricing transparency C6 · weight 5%

65

Lender commission is described as disclosed on the lender's offer with a free no-obligation consultation [1]. No fixed advice fee or VAT position is published.

Website and service information C7 · weight 5%

85

The site sets out whole-of-market mortgage types with named borrower groups [1] [3], gives Albrighton and Telford offices with phone, email and form [2], and prints its authorisation reference [1].

Evidence

Every fact held for this provider, with its source and check date.
FactValueSourceRead
Limited company since2008Source companies-house
EstablishedIndependently owned brokerage established in 2008Source provider-website

Industry qualifications

Sourced from the issuing registers, the business's own website and platforms such as Checkatrade and Which? Trusted Traders, on the date shown.

Strengths

  • You get whole-of-market mortgages from first-time purchases to self-employed, commercial, bridging and holiday-let cases, with protection and wills alongside [1] [3].

  • Direct FCA authorisation with reference 948512 is printed in the site footer with a pointer to the FCA register [1] [3].

  • The firm claims independent ownership since 2008, and the Companies House record runs since November 2008 [3] [4].

Limitations

  • No fixed advice fee is published; the site describes lender commission and a free consultation instead [1].

  • No insurance details are published, and the contact page shows two different phone numbers [2].

Response from the business

This business has not sent a response yet. Any response they send will appear here.

Verified customer reviews

Reviews from customers who showed us their invoice.

No verified reviews yet for this business.

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Questions about OSL Financial Services

Is OSL Financial Services any good?

On the evidence, yes for complex cases: it sits fourth in our Telford mortgage broker table, states direct authorisation with its reference on its own site, and holds high reviews on two sources. No fixed advice fee is published, so the quote does the talking. Describe your income and case complexity on the first call and ask for the fee.

Is OSL Financial Services FCA authorised?

Direct authorisation with its reference is printed in the site footer with a pointer to the FCA register [1] [3]. The FCA register pages could not be searched directly, so the site statement is what stands on record. Confirm the reference on the FCA register yourself before you share documents.

What does OSL Financial Services charge?

No fixed advice fee is published; the site describes lender commission as disclosed on the lender's offer, beside a free opening consultation [1]. No VAT position is published. Ask what you will pay directly, when it falls due, and what happens if the deal falls through, and get it in writing.

Where does OSL Financial Services work?

The firm serves Telford, Albrighton and Wolverhampton from its Albrighton office, with phone, email and web-form contact [2]. Send your postcode with the enquiry to confirm you are covered, and agree which number to use. so calls reach the right desk.

How is OSL Financial Services ranked?

It ranks fourth of the ten mortgage brokers in our September round, picked for directly authorised status and complex-case cover from self-employed to bridging. The missing fixed fee counts against it, so settle the fee early. Read the full review, then ask for the fee in writing.

Others assessed for this trade

  1. Dwello Mortgages68.1 / 100Ranked 1. Best for fee stated upfront with free first consultation.
  2. Win Financial68.1 / 100Ranked 2. Best for newport broker with a published typical fee.
  3. Probity Mortgage Services67.9 / 100Ranked 3. Best for telford-based adviser with deep review history.
  4. Q Financial Services66.5 / 100Ranked 5. Best for wellington broker with strong independent reviews.

Sources

  1. OSL Financial Services homepage — services, authorisation and contact Retrieved 4 September 2026.
  2. OSL Financial Services contact page — offices and phone numbers Retrieved 4 September 2026.
  3. OSL Financial Services about page — established date and services Retrieved 4 September 2026.
  4. Companies House — OSL FINANCIAL SERVICES LTD overview (06754978) Retrieved 4 September 2026.
  5. Google Maps listing — OSL Financial Services Ltd, Albrighton Retrieved 4 September 2026.
  6. Trustindex — OSL Financial Services reviews Retrieved 4 September 2026.

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