Assessment · insurance brokers round insurance-brokers-2026-09

Paul Humphreys Credit Insurance Services review

Ranked 1 of 10 in Insurance brokers in Telford

Best overall insurance broker in Telford: spotless reviews and a single-trade credit focus

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Trading as Paul Humphreys Credit Insurance Services Limited · Telford · Service area: Telford

Paul Humphreys Credit Insurance Services in short

Paul Humphreys Credit Insurance Services is a Telford broker that does one thing: trade credit insurance, from whole-turnover and export policies to bad-debt and catastrophe cover. That single-trade focus is what sets Paul Humphreys apart, and the firm offers a free tailored quotation with no added fees, opening with a phone indication of likely cost.

Customer reviews of Paul Humphreys are spotless, at five out of five across dozens of Google reviews, and FCA regulation under a printed permission number is stated on the firm's own site. It counts against the firm that everything runs through one small Telford office, so capacity rests on a small team, and no VAT position is published. The quote route is the firm's shop window, and on the evidence it is a clear one.

Paul Humphreys Credit Insurance Services reviews and ratings on other sites

Every public rating we hold for Paul Humphreys Credit Insurance Services, with the source, scale, count and the date we read it. These are customers' ratings, not ours.
Source	Rating	Reviews	Read on
Google	5.0 out of 5	38	4 September 2026

Our verdict

Our judgement: PH Credit suits you if you run a business that sells on credit and wants a Telford specialist for that one risk. Reviews are unblemished, the firm has decades behind it and the quote route is clear. It counts against it that everything runs through one small office, so capacity rests on a small team.

Score summary

Scored on the home trades rubric v2.0. Insufficient evidence takes the neutral value and is not shown as a low mark.

Composite score: 66.9 / 100

Customer evidence C1 · weight 30%

72 out of 100

Google 5 out of 5 from 38 reviews ^[4].

Qualifications and accreditations C2 · weight 25%

70 out of 100

Financial Conduct Authority regulation is listed on the business's own website ^[2].

First-hand responsiveness C3 · weight 15%

Insufficient evidence

Trading history C4 · weight 10%

80 out of 100

On the Companies House record since 1998 ^[3].

Insurance and safeguards C5 · weight 10%

Insufficient evidence

Pricing transparency C6 · weight 5%

65 out of 100

A free quotation tailored to turnover and needs is offered with no added fees ^[1]; Paul talks through options and the likely cost by phone before a proposal form ^[2]. No VAT position is published.

Website and service information C7 · weight 5%

80 out of 100

The site sets out whole-turnover, export, bad-debt, catastrophe and specific-account credit insurance ^[1], gives the Telford registered office with phone, email and quote form ^[2], and marks 30 years in the trade ^[1].

Evidence

Every fact held for this provider, with its source and check date.
Fact	Value	Source	Read
Limited company since	1998	Source companies-house	4 September 2026
Years trading	30	Source provider-website	4 September 2026

Industry qualifications

Sourced from the issuing registers, the business's own website and platforms such as Checkatrade and Which? Trusted Traders, on the date shown.

Financial Conduct AuthoritySourcedchecked 4 September 2026. Reference FCA permission number 304932.

Strengths

You get a single-trade specialist covering whole-turnover, export, bad-debt, catastrophe and specific-account credit insurance ^[1].
Customer evidence is spotless: 5 out of 5 from 38 Google reviews, seen 4 September 2026 ^[4].
The site offers a free tailored quotation with no added fees, and Paul gives a phone indication of likely cost before any proposal form ^[1] ^[2].

Limitations

No VAT position is published, and no insurance details appear on the site ^[1] ^[2].

Response from the business

This business has not sent a response yet. Any response they send will appear here.

Verified customer reviews

Reviews from customers who showed us their invoice.

No verified reviews yet for this business.

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Questions about Paul Humphreys Credit Insurance Services

Is Paul Humphreys Credit Insurance Services any good?

On the evidence, yes for firms selling on credit: it tops our Telford insurance brokers table, holds five out of five on Google, and lives entirely in trade credit cover. The review base is modest in size, so read the full page and its sources. Ask for the free tailored quotation through the site's quote route.

Is Paul Humphreys Credit Insurance Services FCA registered?

FCA regulation under a printed permission number is stated on the firm's own contact page. Check the name and number match on the FCA register before you share customer or turnover detail. Ask for the permission number in writing with your quote.

What does Paul Humphreys Credit Insurance Services charge?

The site offers a free tailored quotation with no added fees, opening with a phone indication of likely cost. No VAT position is published. Send turnover and debtor-book detail through the quote form for a tailored figure, and ask for the quote in writing.

Where does Paul Humphreys Credit Insurance Services work?

The firm works from its Telford office for businesses selling on credit, including exporters. Send your postcode and trade with the enquiry to confirm you are covered, and ask who would handle renewals and claims. Expect the first conversation to happen by phone.

How is Paul Humphreys Credit Insurance Services ranked?

It ranks first of the ten brokers in our September round, chosen as the best overall pick for trade credit cover. It leads on customer evidence and a clear quote route. Read the full review, then ask for the tailored quotation.

Others assessed for this trade

Q Financial Services66.3 / 100Ranked 2. Best for wellington broker covering protection and commercial finance.
Fiveways Insurance66.2 / 100Ranked 3. Best for newport broker for business and personal cover since 1967.
Pensionlite65.9 / 100Ranked 4. Best for chartered advice house for protection alongside pensions.
Croft & Oakes Chartered Financial Planners65.6 / 100Ranked 5. Best for shropshire advice firm with a protection arm.

Sources

PH Credit homepage — services, 30 years and quote route Retrieved 4 September 2026.
PH Credit contact page — address, phone, email and regulation Retrieved 4 September 2026.
Companies House — PAUL HUMPHREYS CREDIT INSURANCE SERVICES LIMITED overview (03627274) Retrieved 4 September 2026.
Google Maps listing — Paul Humphreys Credit Insurance Services Limited, Telford Retrieved 4 September 2026.

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