Paul Humphreys Credit Insurance Services review
Ranked 1 of 10 in Insurance brokers in Telford
Best overall insurance broker in Telford: spotless reviews and a single-trade credit focus
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Trading as Paul Humphreys Credit Insurance Services Limited · Telford · Service area: Telford
Paul Humphreys Credit Insurance Services in short
Paul Humphreys Credit Insurance Services is a Telford broker that does one thing: trade credit insurance, from whole-turnover and export policies to bad-debt and catastrophe cover. That single-trade focus is what sets Paul Humphreys apart, and the firm offers a free tailored quotation with no added fees, opening with a phone indication of likely cost.
Customer reviews of Paul Humphreys are spotless, at five out of five across dozens of Google reviews, and FCA regulation under a printed permission number is stated on the firm's own site. It counts against the firm that everything runs through one small Telford office, so capacity rests on a small team, and no VAT position is published. The quote route is the firm's shop window, and on the evidence it is a clear one.
The firm works from Pearson Road in Central Park, Telford, serving businesses that sell on credit, including exporters. Phone, email and a quote form sit on the site, and the company record runs back to the late nineties. Thirty years in the trade is marked on the homepage. Exporters sit beside domestic sellers in the client mix.
The evidence base is narrow but unanimous: Google is the only platform held, so no second source tests the perfect record. That thinness sits beside the unanimity as the honest caveat, and the full review page sets out both.
Our verdict
Our judgement: PH Credit suits you if you run a business that sells on credit and wants a Telford specialist for that one risk. Reviews are unblemished, the firm has decades behind it and the quote route is clear. It counts against it that everything runs through one small office, so capacity rests on a small team.
Score summary
Scored on the home trades rubric v2.0. Insufficient evidence takes the neutral value and is not shown as a low mark.
- Composite score
- 66.9 / 100
Qualifications and accreditations C2 · weight 25%
70 out of 100
Financial Conduct Authority regulation is listed on the business's own website [2].
First-hand responsiveness C3 · weight 15%
Insufficient evidence
Insufficient evidence
Insurance and safeguards C5 · weight 10%
Insufficient evidence
Insufficient evidence
Pricing transparency C6 · weight 5%
65 out of 100
Evidence
| Fact | Value | Source | Read |
|---|---|---|---|
| Limited company since | 1998 | Source companies-house | |
| Years trading | 30 | Source provider-website |
Industry qualifications
Sourced from the issuing registers, the business's own website and platforms such as Checkatrade and Which? Trusted Traders, on the date shown.
- Financial Conduct AuthoritySourcedchecked 4 September 2026. Reference FCA permission number 304932.
Strengths
You get a single-trade specialist covering whole-turnover, export, bad-debt, catastrophe and specific-account credit insurance [1].
Customer evidence is spotless: 5 out of 5 from 38 Google reviews, seen 4 September 2026 [4].
The site offers a free tailored quotation with no added fees, and Paul gives a phone indication of likely cost before any proposal form [1] [2].
Limitations
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Verified customer reviews
Reviews from customers who showed us their invoice.
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Questions about Paul Humphreys Credit Insurance Services
Is Paul Humphreys Credit Insurance Services any good?
On the evidence, yes for firms selling on credit: it tops our Telford insurance brokers table, holds five out of five on Google, and lives entirely in trade credit cover. The review base is modest in size, so read the full page and its sources. Ask for the free tailored quotation through the site's quote route.
Is Paul Humphreys Credit Insurance Services FCA registered?
FCA regulation under a printed permission number is stated on the firm's own contact page. Check the name and number match on the FCA register before you share customer or turnover detail. Ask for the permission number in writing with your quote. The trading name, phone and Pearson Road address match the company record.
What does Paul Humphreys Credit Insurance Services charge?
The site offers a free tailored quotation with no added fees, opening with a phone indication of likely cost. No VAT position is published. Send turnover and debtor-book detail through the quote form for a tailored figure, and ask for the quote in writing. No VAT position is published, so settle that alongside the figure.
Where does Paul Humphreys Credit Insurance Services work?
The firm works from its Telford office for businesses selling on credit, including exporters. Send your postcode and trade with the enquiry to confirm you are covered, and ask who would handle renewals and claims. Expect the first conversation to happen by phone. The Telford office is the firm's only base.
How is Paul Humphreys Credit Insurance Services ranked?
It ranks first of the ten brokers in our September round, chosen as the best overall pick for trade credit cover. It leads on customer evidence and a clear quote route. Read the full review, then ask for the tailored quotation. Breadth of cover is where the rivals answer back.
How do I get a quote from Paul Humphreys Credit Insurance Services?
Start on the firm's site, where phone, email and a quote form give three routes in. Have turnover and debtor-book detail ready, since the quotation is tailored to the book. The firm's Telford office handles enquiries directly. Exporters should mention their markets up front, and domestic sellers their customer spread, so the tailored figure lands first time.
What do customers say about Paul Humphreys Credit Insurance Services?
All held evidence comes from Google, where dozens of reviews share top marks. No second platform exists to test that unanimity. Dozens of top-marks reviews with no dissenters is rare in any round. The modest count keeps the perfect record in perspective. Read a spread of them, not just the latest.
How does Paul Humphreys Credit Insurance Services compare with the others in this round?
It ranks first of the ten, ahead of broader brokers and advice houses, because it does one thing and its customers say it does it well. No rival in the round matches the single-trade focus, though larger firms offer wider cover under one roof. Match the firm to the risk: credit insurance here, everything else elsewhere.
Others assessed for this trade
- Q Financial Services66.3 / 100Ranked 2. Best for wellington broker covering protection and commercial finance.
- Fiveways Insurance66.2 / 100Ranked 3. Best for newport broker for business and personal cover since 1967.
- Pensionlite65.9 / 100Ranked 4. Best for chartered advice house for protection alongside pensions.
- Croft & Oakes Chartered Financial Planners65.6 / 100Ranked 5. Best for shropshire advice firm with a protection arm.
Sources
- PH Credit homepage — services, 30 years and quote route Retrieved 4 September 2026.
- PH Credit contact page — address, phone, email and regulation Retrieved 4 September 2026.
- Companies House — PAUL HUMPHREYS CREDIT INSURANCE SERVICES LIMITED overview (03627274) Retrieved 4 September 2026.
- Google Maps listing — Paul Humphreys Credit Insurance Services Limited, Telford Retrieved 4 September 2026.
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