Assessment · financial advisers round financial-advisers-2026-09

Octo Financial Planning review

Ranked 7 of 10 in Financial advisers in Telford

Best for: free first meeting on pensions and investments

Active

Trading as Octo Financial Planning Ltd · Telford · Service area: Telford

Octo Financial Planning in short

Octo Financial Planning is a Shropshire practice acting as an appointed representative of 2plan wealth management, with its reference printed on the site. It covers pensions, investments and protection, opening with a free initial consultation by email or booking. The Shropshire base keeps advice local while email and booking keep admin light. In our view Octo suits readers wanting a free first meeting before committing to anything at all.

Customer reviews hold five out of five on Google. The registered office is printed and the company record is recent. That lean setup suits readers who prefer email to phone calls throughout. What counts against it is the missing fee scale beyond the free consultation: ongoing costs only emerge when you enquire.

Octo Financial Planning reviews and ratings on other sites

Every public rating we hold for Octo Financial Planning, with the source, scale, count and the date we read it. These are customers' ratings, not ours.
SourceRatingReviewsRead on
Google5.0 out of 514

Our verdict

Our judgement: Octo suits you if you want a free first meeting about pensions and investments with a 2plan-backed practice. The authorisation reference is printed on the site and reviews sit at 5 out of 5. It counts against it that no fee scale follows the free consultation, so ongoing costs only emerge when you enquire.

Score summary

Scored on the home trades rubric v2.0. Insufficient evidence takes the neutral value and is not shown as a low mark.

Composite score
69.1 / 100

Customer evidence C1 · weight 30%

72 out of 100

Google 5 out of 5 from 14 reviews [3].

Qualifications and accreditations C2 · weight 25%

80 out of 100

Financial Conduct Authority membership through 2plan wealth management is listed on the business's own website [1].

First-hand responsiveness C3 · weight 15%

Insufficient evidence

Insufficient evidence

Trading history C4 · weight 10%

80 out of 100

On the Companies House record since 2022 [2].

Insurance and safeguards C5 · weight 10%

Insufficient evidence

Insufficient evidence

Pricing transparency C6 · weight 5%

60 out of 100

A free initial consultation is offered [1]. No advice fee, fee scale or VAT position is published.

Website and service information C7 · weight 5%

80 out of 100

The site sets out pensions, investment and protection services [1], gives email and booking routes [1], and states its regulatory footing with registered office [1].

Evidence

Every fact held for this provider, with its source and check date.
FactValueSourceRead
Limited company since2022Source companies-house

Industry qualifications

Sourced from the issuing registers, the business's own website and platforms such as Checkatrade and Which? Trusted Traders, on the date shown.

Strengths

  • You get pensions, investments and protection insurance from a Shropshire practice with a free initial consultation by email or booking [1].

  • The site states appointed-representative footing with 2plan wealth management under FCA reference 972331, with the registered office printed [1].

  • Customer evidence reads 5 out of 5 from 14 Google reviews, seen 4 September 2026 [3].

Limitations

  • No fee scale is published beyond the free initial consultation [1].

  • No insurance details are published [1].

Response from the business

This business has not sent a response yet. Any response they send will appear here.

Verified customer reviews

Reviews from customers who showed us their invoice.

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Questions about Octo Financial Planning

Is Octo Financial Planning any good?

On the evidence, yes for a low-pressure start: it ranks seventh in our Telford table, holds five out of five on Google, and prints its regulatory reference. No fee scale beyond the free consultation is the gap. Read the full review, then book the free consultation with your pension statements to hand.

Is Octo Financial Planning FCA authorised?

Appointed-representative footing with 2plan wealth management under its reference is stated on the firm's own site [1]. The register pages could not be searched directly. Check both names on the FCA register before sharing pension or investment details, and ask who your named contact will be.

What does Octo Financial Planning charge?

A free initial consultation is offered, but no advice fee, fee scale or VAT position is published [1]. Costs emerge only when you enquire. Ask for the full fee picture in pounds after the free meeting, including ongoing charges, before agreeing to advice.

Where does Octo Financial Planning work?

The firm is based in Shifnal and serves Shropshire, working by email and consultation booking [1]. Telford readers sit inside its patch, with remote meetings available. Say whether you prefer video or phone, then send your postcode when booking to confirm.

How is Octo Financial Planning ranked?

It ranks seventh of the ten financial advisers in our September round, picked for a free first meeting on pensions and investments. Stated backing and reviews carry it, with unpublished ongoing fees the gap. Read the full review, then compare with one planner that publishes fees.

Others assessed for this trade

  1. CD Financial72.4 / 100Ranked 1. Best for clearest published fees with Shifnal face-to-face advice.
  2. Pensionlite69.7 / 100Ranked 2. Best for chartered pension transfer and retirement specialists.
  3. Croft & Oakes Chartered Financial Planners69.6 / 100Ranked 3. Best for chartered planners for pensions and investment advice.
  4. Paul Humphreys Credit Insurance Services69.6 / 100Ranked 4. Best for trade credit insurance for UK businesses.

Sources

  1. Octo Financial Planning homepage — services, authorisation and contact Retrieved 4 September 2026.
  2. Companies House — OCTO FINANCIAL PLANNING LTD overview (13922409) Retrieved 4 September 2026.
  3. Google Maps listing — Stephen Turner Financial Planner, Shifnal Retrieved 4 September 2026.

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