Paul Humphreys Credit Insurance Services review
Ranked 4 of 10 in Financial advisers in Telford
Best for: trade credit insurance for UK businesses
Active
Trading as Paul Humphreys Credit Insurance Services Limited · Telford · Service area: Telford
Paul Humphreys Credit Insurance Services in short
Paul Humphreys Credit Insurance Services is a Telford broker for trade credit insurance, covering whole-turnover, catastrophe and single-buyer policies with a three-step quote process. It states direct regulation with its permission number and prints its registered office. The team is named on the site with testimonials, which suits owners wanting a personal relationship. In our view Paul Humphreys suits business owners wanting credit cover, not households seeking personal advice.
Customer reviews hold five out of five on Google, and the company record runs back further than any other firm in this round. Contact runs by phone or quote form, with no email address published. What counts against it is the lack of sample pricing: quotes come only through the enquiry process.
Our verdict
Our judgement: Paul Humphreys suits you if you are a business owner wanting trade credit cover from a long-standing Telford broker. The company record runs back to 1998, reviews sit at 5 out of 5, and the FCA permission number is printed. It counts against it that quotes come through the enquiry process, with no sample pricing on the site.
Score summary
Scored on the home trades rubric v2.0. Insufficient evidence takes the neutral value and is not shown as a low mark.
- Composite score
- 69.6 / 100
Qualifications and accreditations C2 · weight 25%
80 out of 100
Financial Conduct Authority regulation under permission number 304932 is listed on the business's own website [1].
First-hand responsiveness C3 · weight 15%
Insufficient evidence
Insufficient evidence
Insurance and safeguards C5 · weight 10%
Insufficient evidence
Insufficient evidence
Pricing transparency C6 · weight 5%
65 out of 100
No added fees and personalised quotes are advertised with a three-step quote process [1]. No rate card or VAT position is published.
Evidence
| Fact | Value | Source | Read |
|---|---|---|---|
| Limited company since | 1998 | Source companies-house | |
| Years trading | 30 | Source provider-website |
Industry qualifications
Sourced from the issuing registers, the business's own website and platforms such as Checkatrade and Which? Trusted Traders, on the date shown.
- Financial Conduct AuthoritySourcedchecked 4 September 2026. Reference FCA permission number 304932.
Strengths
You get whole-turnover, catastrophe and single-buyer trade credit cover from a Telford broker that describes its quote process in three steps [1].
The site states direct regulation by the Financial Conduct Authority under permission number 304932, with the registered office printed [1].
Customer evidence reads 5 out of 5 from 38 Google reviews, seen 4 September 2026 [3].
Limitations
Response from the business
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Verified customer reviews
Reviews from customers who showed us their invoice.
No verified reviews yet for this business.
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Questions about Paul Humphreys Credit Insurance Services
Is Paul Humphreys any good?
On the evidence, yes for business credit cover: it ranks fourth in our Telford table, holds five out of five on Google, and states direct regulation. It is business-only, with no sample pricing. Read the full review, then use the quote form with your turnover and buyer ledger outlined.
Is Paul Humphreys FCA authorised?
Direct regulation is stated on the firm's own site with its permission number [1]. The register pages could not be searched directly. Check the permission number on the FCA register and confirm it covers the credit products you need before sharing business details.
What does Paul Humphreys charge?
No rate card is published; the site advertises personalised quotes with no added fees through a three-step quote process [1]. That means pricing emerges only on enquiry. Ask what the quote covers, how commission works, and what is payable yearly, all in writing before agreeing cover.
Where does Paul Humphreys work?
The firm works from Central Park in Telford and serves businesses across the country [1]. Contact runs by phone or quote form rather than email. Send your location and cover needs with your enquiry to confirm it can handle your buyer book.
How is Paul Humphreys ranked?
It ranks fourth of the ten financial advisers in our September round, picked for trade credit insurance for businesses. Longevity and reviews carry it, with quote-only pricing the gap. Read the full review, then compare its quote with one other credit broker.
Others assessed for this trade
- CD Financial72.4 / 100Ranked 1. Best for clearest published fees with Shifnal face-to-face advice.
- Pensionlite69.7 / 100Ranked 2. Best for chartered pension transfer and retirement specialists.
- Croft & Oakes Chartered Financial Planners69.6 / 100Ranked 3. Best for chartered planners for pensions and investment advice.
- Dwello Mortgages69.4 / 100Ranked 5. Best for appointment-only mortgage advice with stated fees.
Sources
- PH Credit homepage — credit insurance services and regulation Retrieved 4 September 2026.
- Companies House — PAUL HUMPHREYS CREDIT INSURANCE SERVICES LIMITED overview (03627274) Retrieved 4 September 2026.
- Google Maps listing — Paul Humphreys Credit Insurance Services Limited, Telford Retrieved 4 September 2026.
Is this your business?
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