Assessment · financial advisers round financial-advisers-2026-09

Carl Summers Financial Services review

Ranked 10 of 10 in Financial advisers in Telford

Best for: Newport mortgages and family protection advice

Active

Trading as Milecross Financial Solutions Limited · 1 Abbey Court, High Street, Newport, Telford, Shropshire, TF10 7BW · Service area: Telford, Newport

Carl Summers Financial Services in short

Carl Summers Financial Services is a Newport practice trading as Milecross Financial Solutions, an appointed representative of The Openwork Partnership. It covers first-time purchases, remortgages, buy-to-let and family, business and home protection, with each adviser named on the team page. Business and home protection sit alongside mortgages, keeping family cover in-house. In our view Carl Summers suits Newport borrowers wanting a named adviser.

Customer reviews are strong on Google. The site carries local news updates and contact runs by phone or form. The company record runs back over a decade and a half. That team visibility suits readers who want to know their adviser before meeting. What counts against it is unpublished fees: the cost of advice only emerges when you enquire.

Carl Summers Financial Services reviews and ratings on other sites

Every public rating we hold for Carl Summers Financial Services, with the source, scale, count and the date we read it. These are customers' ratings, not ours.
SourceRatingReviewsRead on
Google4.8 out of 517

Our verdict

Our judgement: Carl Summers suits you if you want a Newport practice covering mortgages and protection with named advisers. The site is full and the Openwork footing is stated, with 4.8 out of 5 from 17 Google reviews behind it. It counts against it that no fee information is published, so the cost of advice only emerges when you enquire.

Score summary

Scored on the home trades rubric v2.0. Insufficient evidence takes the neutral value and is not shown as a low mark.

Composite score
67.2 / 100

Customer evidence C1 · weight 30%

68 out of 100

Google 4.8 out of 5 from 17 reviews [3].

Qualifications and accreditations C2 · weight 25%

80 out of 100

Financial Conduct Authority membership through The Openwork Partnership is listed on the business's own website [1].

First-hand responsiveness C3 · weight 15%

Insufficient evidence

Insufficient evidence

Trading history C4 · weight 10%

80 out of 100

On the Companies House record since 2009 [2].

Insurance and safeguards C5 · weight 10%

Insufficient evidence

Insufficient evidence

Pricing transparency C6 · weight 5%

40 out of 100

No advice fee, fee scale or VAT position is published [1].

Website and service information C7 · weight 5%

85 out of 100

The site sets out mortgage and protection services [1], gives the Newport office with phone and contact routes [1], and names the adviser team with news updates [1].

Evidence

Every fact held for this provider, with its source and check date.
FactValueSourceRead
Limited company since2009Source companies-house

Industry qualifications

Sourced from the issuing registers, the business's own website and platforms such as Checkatrade and Which? Trusted Traders, on the date shown.

Strengths

  • You get first-time purchases, remortgages, buy-to-let and family, business and home protection from the Abbey Court office [1].

  • The site states the practice trades as Milecross Financial Solutions Limited, an appointed representative of The Openwork Partnership [1].

  • The team page names each adviser with role and photo, and the site carries local news updates [1].

Limitations

  • No advice fee or fee scale is published [1].

  • No insurance details are published [1].

Response from the business

This business has not sent a response yet. Any response they send will appear here.

Verified customer reviews

Reviews from customers who showed us their invoice.

No verified reviews yet for this business.

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Questions about Carl Summers Financial Services

Is Carl Summers any good?

On the evidence, yes for Newport borrowing: it ranks tenth in our Telford table, reviews are strong on Google, and the team page names each adviser. Unpublished fees are the gap. Read the full review, then enquire with your purchase or remortgage details ready.

Is Carl Summers FCA authorised?

Appointed-representative footing with The Openwork Partnership is stated on the firm's own site [1]. The register pages could not be searched directly. Check both names on the FCA register and ask the principal to confirm the arrangement before sharing details.

What does Carl Summers charge?

No advice fee, fee scale or VAT position is published [1]. Costs emerge only when you enquire. Ask for the full fee picture in pounds at first contact, including any commission, and get that figure by email so you can compare it.

Where does Carl Summers work?

The firm works from Abbey Court in Newport and serves Telford and Newport borrowers [1]. Contact runs by phone or contact form. Ask who your named adviser would be, then send your postcode with your enquiry to confirm cover for your case.

How is Carl Summers ranked?

It ranks tenth of the ten financial advisers in our September round, picked for Newport mortgages and family protection advice. A full service site and named team carry it, with unpublished fees the gap. Read the full review, then compare with one fee-publishing broker.

Others assessed for this trade

  1. CD Financial72.4 / 100Ranked 1. Best for clearest published fees with Shifnal face-to-face advice.
  2. Pensionlite69.7 / 100Ranked 2. Best for chartered pension transfer and retirement specialists.
  3. Croft & Oakes Chartered Financial Planners69.6 / 100Ranked 3. Best for chartered planners for pensions and investment advice.
  4. Paul Humphreys Credit Insurance Services69.6 / 100Ranked 4. Best for trade credit insurance for UK businesses.

Sources

  1. Carl Summers Financial Services homepage — services, authorisation and contact Retrieved 4 September 2026.
  2. Companies House — MILECROSS FINANCIAL SOLUTIONS LIMITED overview (NI601587) Retrieved 4 September 2026.
  3. Google Maps listing — Carl Summers Financial Services, Newport Retrieved 4 September 2026.

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